Financial Services
Here’s a breakdown of the services on offer from Mortgage Advisor Antrim – Your Guide to Every Step of the Journey.
Buying your first home is exciting, but navigating the mortgage options can be daunting. Mortgage Advisor Antrim is here to guide you every step of the way. Our friendly advisors will:
- Assess your financial situation: We’ll understand your income, expenses, and deposit to find the perfect mortgage fit.
- Explain your options: We’ll demystify mortgage products like Help to Buy, New Build Mortgages, and Shared Ownership, helping you choose the best fit for your needs and budget.
- Walk you through the process: From application to completion, we’ll be by your side, handling paperwork, liaising with lenders, and ensuring a smooth experience.
Selling your existing home and buying a new one can feel overwhelming. Mortgage Advisor Antrim takes the stress out of the equation:
- Calculate your budget: We’ll help you understand your total available funds, factoring in selling costs and moving expenses, so you can confidently search for your dream home.
- Compare mortgage deals: We’ll access a wide range of mortgage options from different lenders, ensuring you get the best possible rate and terms for your new home.
- Secure the right mortgage: We’ll guide you through the application process, ensuring you meet all lender requirements and have a smooth transition.
Looking to save money on your existing mortgage or access additional funds? Mortgage Advisor Antrim can help:
- Review your existing mortgage: We’ll assess your current terms and conditions, identifying potential savings through remortgaging.
- Explore new options: We’ll compare various remortgage deals to find the best fit for your financial goals, whether it’s reducing your monthly payments, shortening your term, or accessing equity.
- Streamline the process: We’ll handle all the paperwork and communication with lenders, making the remortgaging process quick and hassle-free.
While not always suitable for everyone, interest-only mortgages can be a viable option in certain situations. Mortgage Advisor Antrim will help you understand:
- Eligibility requirements: We’ll assess your financial situation and ensure you meet the specific criteria for interest-only mortgages.
- Investment considerations: We’ll discuss how your investments can be used as a repayment vehicle, ensuring a clear and secure strategy.
- Risks and benefits: We’ll weigh the pros and cons of interest-only mortgages, guiding you towards the best decision for your long-term financial goals.
Investing in buy-to-let properties can be a lucrative strategy, but securing the right mortgage is crucial. Mortgage Advisor Antrim can help:
- Find competitive rates: We’ll access buy-to-let mortgage deals from a range of lenders, ensuring you get the best possible rate for your investment property.
- Understand affordability: We’ll help you understand rental income projections and ensure your investment is financially sustainable.
- Navigate regulations: We’ll keep you informed of any buy-to-let specific regulations and guide you through the application process.
Buying a property with someone else can be a great way to get on the property ladder. Mortgage Advisor Antrim will help you:
- Determine ownership shares: We’ll guide you in deciding the appropriate ownership percentage based on your financial contributions and long-term plans.
- Find suitable mortgage options: We’ll search for co-ownership mortgages that align with your combined financial situation and individual needs.
- Understand legal implications: We’ll explain the legal aspects of co-ownership, ensuring you both have a clear understanding of your rights and responsibilities.
Repayment mortgages are the most common type, but understanding your options is key. Mortgage Advisor Antrim will explain:
- Different repayment terms: We’ll help you choose the repayment term that best suits your budget and financial goals, considering factors like interest rates and overall affordability.
- Overpayment options: We’ll explain how overpaying on your mortgage can save you money in the long run and guide you towards making informed decisions.
- Managing your finances: We’ll offer guidance on managing your finances effectively throughout your mortgage term, ensuring a smooth and stress-free experience.
Protecting your investment and loved ones is crucial. Mortgage Advisor Antrim offers:
- Life insurance: We’ll help you choose life insurance that ensures your mortgage is paid off in case of unforeseen circumstances.
- Income protection: We’ll offer options to cover your mortgage payments if you become unable to work due to illness or injury.
- Tailored solutions: We’ll assess your individual needs and recommend the most appropriate insurance coverage
Ready to discuss your mortgage options?
Fill out the contact form or call us on 02825898625 or email us at info@mortgageoptionsni.co.uk, and one of our friendly advisors will schedule a free initial consultation.